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Blood Bank The Board will pay the membership fee for employees who elect to join the Blood Bank of the Eastern Shore. Under this plan you are eligible to receive needed blood anywhere in the United States. Open enrollment period is usually in October.

Credit Union This is a voluntary savings and loan organization made up of employees of the Board of Education and their families. Savings deposits are made through payroll deduction. Up to 10% of one's annual salary can be borrowed using one's signature as collateral at an interest rate lower than charged elsewhere. Both the savings and loan programs carry a life insurance benefit at no extra cost.

Direct Deposit All employees may elect to have their paychecks deposited directly into their checking or savings account at any participating bank.

Early Notification Program (ENP) This program offers those employees who are eligible for full service retirement beginning with 2008 (or within three years of retirement at a minimum) an additional 10% on their salary each year, with a three-year maximum, immediately prior to retirement. 

Extra Pay The Board provides compensation for personnel who are assigned to designated extra-duty assignments such as athletics, band, band front, cheerleading, chorus, class advisors, dramatics, newspaper, and yearbook.

Flexible Spending Accounts Flexible Spending Accounts allow employees to pay for dependent care (day care) and most non-covered medical expenses (doctor's office co-pays, prescription co-pays and over-the-counter drugs, etc.) with pre-tax income. Because this benefit uses pre-tax dollars, you can potentially save up to forty dollars for every $100 you elect to defer. For more information and to calculate your tax savings, visit www.fsaplan.info .  (See important information about your FSA.) 

FAX #410-895-0951

Replacement Flex MBI Convenience Card    FSA Employee Information Guide

Insurance Benefits

Health Health insurance coverage in the form of a Preferred Provider Network (PPN) including prescription plan and options for vision and dental, is available to classified employees working more than 25 hours per week and all certificated personnel working 17.5 hours or more per week.  Coverage is also available for those who desire to insure their eligible dependents. The Board pays 90% of the premium for an individual. The Board provides a 73% contribution for dependent costs, exclusive of the cost of individual coverage. Coverage options include: individual, employee & spouse, employee & 1 child, and family. Enrollment must be completed within 30 days of employment. Enrollment beyond the 30-day period is limited to "open enrollment" which is normally scheduled once each fiscal year.

Life The Board pays the premium cost of term life insurance coverage with a maximum face value equal to 1 1/2 times the employee's annual salary up to a limit of $100,000. Such coverage also includes double indemnity for accidental death or dismemberment and a living benefit for persons diagnosed with a terminal illness and less than 12 months to live.

Long Term Disability This plan features affordable protection for covered sickness and injury both on and off the job the result in total disability.

Liability The Board carries blanket liability insurance on all employees for suits involving discrimination, libel, slander, and defamation of character.

Voluntary Supplemental Life Employees may elect to purchase supplemental life insurance in increments of $10,000 up to a maximum amount of $200,000.

Worker's Compensation All employees are covered by Worker's Compensation for accidents which occur in the normal pursuit of their duties.  Employee's Worker's Compensation Guide

*Mentoring Programs Wicomico County has two mentoring programs for teachers. In identified schools there are full time mentors who work exclusively with new teachers in perfecting classroom management, instructional practices and differentiated instructional strategies. All other new teachers are provided with an individual peer mentor who assists with their needs and concerns throughout the school year. All new teachers participate in our new teacher induction program from August - April of each school year.

Payroll Deduction Deductions can be arranged for credit union, health insurance, tax sheltered annuities, etc.

Retirement As a condition of employment, any eligible employee must become a member of either the State of Maryland Pension System or the Aetna Pension Plan. Eligibility for the State systems will be governed by the rules and regulations established by the Board of Trustees of the Maryland State Retirement Systems.

*All newly employed certificated personnel must join the Maryland Pension System. Currently, members contribute 3 percent of their annual salary. Benefits include a death benefit which provides payment of 100% of annual salary to one's designated beneficiary, plus disability and service retirement.

*Tenure Tenure is achieved after a two-year probationary period and satisfactory evaluations. 

24-Pay Plan Ten-month employees may elect to have their salary paid during the school year (20 pays) or spread over the entire year (24 pays).

403(b) Tax Sheltered Annuity

As an employee of a public school system, you are eligible to participate in the 403(b) Tax Deferred Savings Plan.  Payroll deductions are pre-tax.  The primary purpose of the 403(b) program is to enhance retirement income.

Because you are employed by the Wicomico County Board of Education, when you enroll in a 403(b) you are also eligible for the 401(a) matching plan.  You must be enrolled in a 403(b) to receive matching funds.  For a 401a summary plan description and help in starting a 403(b) plan, please contact the Met Life Representative, Andy Collier, at 410-341-8762 or 1-410-829-8258 or acollier@wcboe.org .

List of Frequently Asked Questions

List of 403(b) Approved Vendors

Tuition Reimbursement Job related course work may be reimbursed (or tuition waived for adult education courses/workshops) if approved in writing by the Director of Human Resources prior to registration for the course. Employees who have reached junior status in a degree program leading to teacher certification may be eligible to receive reimbursement if requested in writing and approved.

*The Board reimburses teachers for the costs of tuition and normal registration and laboratory fees for all courses required for certification and approved by the Board in advance, up to a maximum of 1,950 per fiscal year.