457 (b)

Wicomico County Public Schools 457(b) Plan Retirement Plan Information

Lincoln Financial Consultants assigned to WCBOE

Retirement Plan Comparison Chart 403(b) & 457(b)

Dear Employee:

Wicomico County Public Schools has selected Lincoln Financial Group to bring a new world of possibilities to your employer-sponsored retirement plan.

Each payday now gives you a new opportunity to save for a secure financial future. We have selected the Lincoln Alliance^® program as the funding vehicle for our new 457(b) Retirement Plan effective April 1^st, 2009. This plan is in addition to the 403(b) Plan now administered by Lincoln, the Maryland state pension plan and the Aetna retirement plan.

The Lincoln Alliance^® program provides:

A diverse selection of investment options, including well-known mutual funds from some of the world’s leading money managers

A steady return feature available though a stable-value investment option

Ongoing investment and retirement planning education adapted to a variety of learning styles

Excellent customer service and administrative support, as well as 24/7 access to your retirement account by the Internet or phone

And, the personal touch:

One-on-one retirement planning guidance from Lincoln Financial professionals at no additional cost

We're pleased to partner with Lincoln Financial Group to bring you our new retirement plan. More than one million American workers are enrolled in plans provided by Lincoln Financial, and you're strongly encouraged to join them.

Wicomico County Public Schools invites you to meet with the Lincoln Retirement Consultant assigned to your location to learn more about saving to achieve retirement income security. The list of schools and the assigned representative is attached.